Transparent Pricing
Rates & Fees
Competitive fixed rates with no hidden fees. Know exactly what you'll pay before you commit.
Our Loan Rates
All rates are fixed for the life of your loan. Your actual rate depends on credit profile, income, and other factors.
Personal Loans
APR Range
10%
Loan Amount$2,000 – $10,000
Term Length24 – 60 months
Origination Fee0%
Debt Consolidation
APR Range
10%
Loan Amount$5,000 – $10,000
Term Length24 – 60 months
Origination Fee0%
Home Improvement
APR Range
10%
Loan Amount$5,000 – $10,000
Term Length24 – 60 months
Origination Fee0%
Rates & Fees
Loan Calculator
Estimate your monthly payments with our interactive calculator. Transparent rates, no surprises.
$2,000
$2,000$10,000
Fixed APR: 10.00%
Monthly Payment
$92.29
Loan Amount$2,000
Interest Rate10.00% APR
Loan Term24 months
Total Repayment$2214.96
Fee Schedule
We believe in complete transparency. Here's a full breakdown of all possible fees.
Application Fee$0
Prepayment Penalty$0
Late Payment Fee5% of past-due amount or $15, whichever is greater
Returned Payment Fee$15
Origination Fee0% (deducted from loan proceeds)
Check Processing Fee$7 per check payment
Important:The origination fee is deducted from your loan proceeds before disbursement. For example, if you take a $10,000 loan with a 0% origination fee, you'll receive $10,000. There are never any prepayment penalties — pay off your loan early at any time.